Fix your BT Margin Loan Interest

Complete this form if you would like to fix the interest rate on all or part of your BT Margin Loan.

Questions?

Call a BT Customer Relations Consultant on 1800 816 222, or email us at client.marginlending@btfinancialgroup.com. Phones lines are available Mon- Fri from 8.00am to 6.30pm (Sydney Time).

All fields need to be completed unless marked 'optional'.

Fixed interest rates are available across various terms with interest either paid monthly in arrears or in advance (prepaid). Please note that the minimum loan balance that can be fixed is $20,000.

Prior to selecting a fixed interest rate contract, we recommend that you read :
Additional information about fixed interest rate loans.


Enter the details of the person making this fixed interest rate loan election.

For company or company trustee borrowers, either 2 directors, or one director and the secretary OR the sole director and the secretary must complete the relevant details below.

 
(Include area code e.g. 0252525252 or 0410444333)

We'll email you to confirm your fixed interest rate loan request has been submitted

Enter the details of the second signatory for this fixed interest rate loan election.

 
(Include area code e.g. 0252525252 or 0410444333)

We'll email you to confirm your fixed interest rate loan request has been submitted
If there is an adviser still listed on your account we will update it to reflect that you no longer have one.

Please complete the fixed interest rate details below in order to confirm the type of fixed interest rate loan you want, the amount that you wish to fix, and how long you want the fixed loan to last.

Please take into consideration any changes to your loan balance that may occur prior to expiry of your current term.


(as advised in your offer documentation - this will automatically be increased by 0.1% if you are paying in arrears)

(Must be a business day.)

Ensure the term selected is consistent with the options above. If you have nominated a maturity date, this must be a business day.


(calculation is an estimated amount)

(calculation is an estimated amount)

The term of the fixed interest rate loan may not be 365 days if the maturity date does not fall on a business day.

If the term and interest amount due do not automatically update please reload the form and try again. If they continue not to update then please contact us or try again later.


Total fixed interest amount due:

You can pay your interest from any of the below options.

Biller Code: 17111
Ref: Your six digit reference number
Account Name: BT Margin Lending

Funds must be received by BT Margin Lending before the new term start date. Please allow 2 working days for the funds to be received. If the funds are not received prior to the new term start date, the interest will be taken from available margin loan funds. This will increase your variable loan balance by the total fixed interest amount due.

You can transfer the total fixed interest amount due directly to your BT Margin Loan .
BSB: 262 755
Account No: Your six digit reference number
Account Name: BT Margin Lending Funds

Funds must be received by BT Margin Lending before the new term start date. Please allow 2 working days for the funds to be received.
If the funds are not received prior to the new term start date, the interest will be taken from available funds on your BT Margin Loan. This will increase your variable loan balance by the total fixed interest amount due.

This will increase your variable loan balance by the total fixed interest amount due.
Interest payments that place the loan account into buffer, or breach the credit limit, generally will not be accepted. Please ensure you have sufficient funds available, if you select this option.

(For fixed rate loans with interest paid in advance only.)

You will need to complete the Direct Debit Request Form (to be returned separately).

BT Margin Lending will take this as an instruction to redeem this amount from applicable BT CMT accounts. You may only use this option where you have sufficient units available in your BT CMT on the fixed interest rate loan start date and these have been pledged to your BT Margin Loan.

Please note that CMT redemption requests must be received prior to the fixed interest rate loan start date in order for BT Margin Lending to process it before 10am on the fixed interest rate loan start date.

Pay directly from your Geared WRAP Cash Account.


By submitting this request form I am making the following statements:

  • I acknowledge and accept this form including the “additional information about fixed interest rate loans” and confirm that the information I have completed is true and correct.
  • I acknowledge and accept that the full interest payment must be received by the fixed interest rate loan start date.
  • I acknowledge and accept that interest paid in advance is not refundable.
  • I agree that if a fund transfer from my preferred method fails for any reason, I will be debited any interest due from your available margin loan funds.
  • I acknowledge and accept that there may be costs associated with breaking a fixed interest rate loan contract prior to its end date.

Application summary


 

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