Fix your BankSA Margin Loan Interest

Complete this form if you would like to fix the interest rate on all or part of your BankSA Margin Loan.

Questions?

Call a BankSA Customer Relations Consultant on 1300 305 172 or email us at marginlending@banksa.com.au. Phones lines are available Mon- Fri from 7.30am to 6.00pm (Adelaide Time).

All fields need to be completed unless marked 'optional'.

Fixed interest rates are available across various terms with interest either paid monthly in arrears or in advance (prepaid). Please note that the minimum loan balance that can be fixed is $20,000.

Prior to selecting a fixed interest rate contract, we recommend that you read :
Additional information about fixed interest rate loans.


Enter the details of the person making this fixed interest rate loan election.

For company or company trustee borrowers, either 2 directors, or one director and the secretary OR the sole director and the secretary must complete the relevant details below.

 
(Include area code e.g. 0252525252 or 0410444333)

We'll email you to confirm your fixed interest rate loan request has been submitted

Enter the details of the second signatory for this fixed interest rate loan election.

 
(Include area code e.g. 0252525252 or 0410444333)

We'll email you to confirm your fixed interest rate loan request has been submitted
If there is an adviser still listed on your account we will update it to reflect that you no longer have one.

Please complete the fixed interest rate details below in order to confirm the type of fixed interest rate loan you want, the amount that you wish to fix, and how long you want the fixed loan to last.

Please take into consideration any changes to your loan balance that may occur prior to expiry of your current term.


(as advised in your offer documentation - this will automatically be increased by 0.1% if you are paying in arrears)

(Must be a business day.)

Ensure the term selected is consistent with the options above. If you have nominated a maturity date, this must be a business day.


(calculation is an estimated amount)
The term of the fixed interest rate loan may not be 365 days if the maturity date does not fall on a business day.

Total fixed interest amount due:

You can pay your interest from any of the below options.

Biller Code: 17111
Ref: Your six digit reference number

Please allow 2 working days for the funds to be received. If the funds are not received prior to the new term start date, the interest will be taken from available margin loan funds. This will increase your variable loan balance by the total fixed interest amount due.

You can transfer the total fixed interest amount due directly to your BankSA Margin Loan .
BSB: 332-096
Account No. 599000006
Account Name: BankSA Margin Lending.
Reference: Your client ID. Important - Please include your Client ID in the reference field.

Funds must be received before the new term start date. Please allow 2 working days for the funds to be received.
If the funds are not received prior to the new term start date, the interest will be taken from available funds on your BankSA Margin Loan. This will increase your variable loan balance by the total fixed interest amount due.

This will increase your variable loan balance by the total fixed interest amount due.
Interest payments that place the loan account into buffer, or breach the credit limit, generally will not be accepted. Please ensure you have sufficient funds available, if you select this option.

(For fixed rate loans with interest paid in advance only.)

You will need to complete the Direct Debit Request Form (to be returned separately).

If you have a linked CMA, you can either transfer funds through a direct deposit or by using BPAY into your CMA. BankSA Margin Lending will take this as an instruction to withdraw this amount from your applicable BankSA Margin Lending CMA. You may only use this option where you have sufficient cash available in your BankSA Margin Lending CMA on the fixed interest rate loan start date and these have pledged to your BankSA Margin Loan.

If you choose to BPAY the funds to your CMA, please allow 2 working days for the money to be received by BankSA Margin Lending.

Biller Code: 162008
Biller Name: BankSA Margin Lending
Reference: Your CMA number. Important - Please include your Cash Management Account number in the reference field


By submitting this request form I am making the following statements:

  • I acknowledge and accept this form including the “additional information about fixed interest rate loans” and confirm that the information I have completed is true and correct.
  • I acknowledge and accept that the full interest payment must be received by the fixed interest rate loan start date.
  • I acknowledge and accept that interest paid in advance is not refundable.
  • I agree that if a fund transfer from my preferred method fails for any reason, I will be debited any interest due from your available margin loan funds.
  • I acknowledge and accept that there may be costs associated with breaking a fixed interest rate loan contract prior to its end date.

Application summary


 

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