This calculator and its report have been prepared by BT Portfolio Services Limited (ABN 73 095 055 208 AFSL 233715) ('BTPS') solely for use by financial advisers or their dealer groups and must not be made available to any retail clients. The calculator and its report provide estimates only, for general information and guidance purposes. They should not be considered as a comprehensive statement on any matter or be on for the purposes of making any financial recommendations or an investment decision, and should not be treated as a substitute for financial advice.
The information provided through this calculator and report:
- is based on the administration fees set out above under the "Start" section except that, in relation to BT Panorama Super, expenses incurred in relation to the Operational Risk Financial Requirement (ORFR) have been capped at $300 per account (which is the cap that applied in 2021);
- is based on the information you entered into the "Client" sections;
- does not take into account any other fees and costs that may apply to some or all of the available investments (such as advice fees, transaction fees, transaction costs, external broker fees, transaction account fees, other indirect costs, investment management fees and any applicable buy/sell spread charges); and
- assumes the account balance is invested for the whole year in the asset classes you entered into the calculator.
This mean that the total costs payable by a client in respect of the products will be greater than those specified in the results.
The information generated by the calculator must not be copied, used or distributed to any other person without the prior written consent of BTPS. It does not contain any financial product advice. It is not intended to be used as the primary source of the user's information.
BTPS does not give any representation as to the accuracy, reliability or completeness of information contained in this calculator or its results. To the extent permitted by law, none of BTPS, its related bodies corporate, directors, employees, contractors or agents, accept any liability for any error or omission in this calculator or for any loss or damage incurred, directly or indirectly, by the user or any other person as a result of the use of this calculator.