Insurance options will be displayed after entering your personal details.
If you see this message then insurance premiums have not been correctly calculated. Please ensure you have entered your date of birth and gender in section 1 above to proceed. The form will not submit a valid application without this information. If you see this message after entering this information your browser is not compatible with this form, please try another browser or device.
Your super does not include insurance
Insurance is not available to you based on your age.
You will automatically receive insurance cover with your account without the need to complete medical checks, and are pre-approved for the amount and type of cover below.
Cover for a is:
Types of insurance:
This estimate is correct as at today's date, but may change in the future when your cover commences.
When does my cover start?
Your cover will start when your
balance reaches $6,000 for the first time. and you have turned 25
You also have the option to opt-in to have your Standard cover commence as soon as your account is funded by completing the Insurance Opt-In Nomination form, which will be sent to you as part of your Welcome Pack. You will need to return this form to us within 30 days from the date of your Welcome Pack to opt-in. Exclusions from your cover
Your cover is subject to
certain exclusions and pre-existing conditions. If you do not understand these exclusions, please call us on 1300 653 553 between 8.00am and 6.30pm (Sydney time) Monday to Friday before continuing this application.
Once your account is open you have the option of cancelling your cover by calling 1300 653 553.
Monthly premiums are calculated at time of application and subject to change. Monthly premiums are re-calculated 1 July each year
No paperwork or medical examination required
Insurance premium payments made from your super balance, so you don't have any out of pocket expenses
certain events you are not covered for and you should understand that pre-existing conditions are excluded from cover The
level of cover and premiums adjust automatically, based on your age. If you become eligible to receive an insurance benefit this will generally be paid into your BT Super for Life account and the Trustee will pay the benefit to you provided you meet the conditions for release under the relevant trust deed and Australian legislation
To access insurance benefits payable under your cover, you will be required to meet a condition of release under super law
For more information, see the
BT Super for Life Product Disclosure Statement.