Open an account: BT Super for Life - Savings

This will take less than 5 minutes
Please be aware: The person submitting this application must be the proposed account holder named in this application. If you need to set up an account for a person other than yourself please contact us on 1300 653 553. All fields are mandatory unless marked otherwise.

Where do you live?

Mailing Address

Please enter your mailing address or Post Office box details

Your TFN is required to open a BT Super for Life Savings account.
Before providing your TFN, please read this important information.

Don't know your TFN? Call the Australian Taxation Office (ATO) on 13 28 61.

Let us help find your super

If you've ever changed your name, address or job, you may have multiple super accounts or have lost track of some of your super.

By selecting yes, I consent to BT Super for Life using my tax file number (TFN) to search Australian Tax Office (ATO) records to locate super amounts held on my behalf by other super funds or by the ATO, now and in the future. If search results include super amounts held on my behalf by the ATO, I also consent to BT Super for Life requesting the ATO to transfer those amounts into my BT Super for Life account and using and disclosing my TFN for that purpose. I understand that BT Super for Life will continue to do regular searches for me every six months. If at any time I do not wish BT Super for Life to continue these searches, I can change this online.

We can assist you with directing your employer contributions into your BT Super for Life account.

Please enter your employer's details

If we are unable to contact your employer using the above details we will send you a Super choice form to provide your employer.

We can invest your super for you, based on your age and automatically adjust it to be more conservative as you get older. Or, you can choose your own investment mix.

Option 1 - Let us invest your super based on your age

A Lifestage Fund is a well-diversified portfolio of assets designed and managed according to your age. Over time the fund will gradually shift to a more conservative asset mix. It generally does this by decreasing its allocation to growth assets and increasing its allocation to conservative assets.

Your lifestage fund is BT Super for Life - 1960s
Retirement is still in the distance but approaching. It's time to hold a more balanced mix of growth and conservative assets.

Option 2 - Choose your own investment mix from these BT Super for life funds

Just enter the percentage of your investment you wish to allocate against the following funds. You can change your selection later via Online Banking.

Fund Allocation
BT Super for Life - Lifestages Fund
The default fund for your life stage.
BT Super for Life - Super Cash
For conservative account holders who want very low levels of risk and to preserve their capital.
BT Super for Life - Conservative Fund
For conservative account holders who want low levels of risk and some growth to protect capital against inflation.
BT Super for Life - Moderate Fund
For account holders who are comfortable with a reasonably aggressive approach to investing with a moderately high level of risk and potential return.
BT Super for Life - Growth Fund
For account holders who are comfortable with a very aggressive approach to investing with a higher risk and higher potential return.
Total %

(Total must equal 100%)

Insurance options will be displayed after entering your personal details.

Your super does not include insurance

Insurance is not available to you based on your age.

Your super comes with standard insurance

You can change or cancel your cover online, or by calling 1300 653 553.

Cover for a is:


  • Monthly premiums are calculated at time of application and subject to change. Monthly premiums are re-calculated 1 July each year
  • No paperwork or medical examination required
  • Insurance premium payments made from your super balance, so you don't have any out of pocket expenses
  • There are certain events you are not covered for and you should understand that pre-existing conditions are excluded from cover
  • Your insurance cover starts when there is a balance in your BT Super for Life account
  • The level of cover and premiums adjust automatically, based on your age.
  • If you become eligible to receive an insurance benefit this will generally be paid into your BT Super for Life account and the Trustee will pay the benefit to you provided you meet the conditions for release under the relevant trust deed and Australian legislation
  • To access insurance benefits payable under your cover, you will be required to meet a condition of release under super law
  • For more information, see the BT Super for Life Product Disclosure Statement (PDF 830kb).

Please read the below important information about your BT Super for Life account to proceed.

Submitting your application, please wait...